GMAC® GET THE EDGE INSTANT WIN GAME & SWEEPSTAKES

No Purchase Necessary to enter or win
a purchase will not increase your chances of winning

OPEN TO ALL LEGAL RESIDENTS OF 50 UNITED STATES AND DISTRICT OF COLUMBIA, 18 AND OLDER AT TIME OF ENTRY

1. brief overview of how the gmac® GET THE EDGE INSTANT WIN GAME & SWEEPSTAKES PROMOTION works: The Promotion consists of an Instant Win Game ("Game") and  a Sweepstakes comprised of three (3) periodic random drawings (“Periodic Sweepstakes”) and a Grand Prize Sweepstakes. The Game starts at 12:00 A.M., ET on 7/1/09 and ends at 11:59 P.M, ET on 3/31/10, or when all Game prizes have been awarded, whichever is earlier. The Grand Prize Sweepstakes and the first Periodic Sweepstakes start at 12:00 A.M., ET on 7/1/09 and the Grand Prize Sweepstakes and the last Periodic Sweepstakes end at 11:59 P.M, ET on 3/31/10  The relevant dates of the three (3) Periodic Sweepstakes are listed in the table in Rule 4 below. Collectively, the Game period, the Periodic Sweepstakes periods and the Grand Prize Sweepstakes period will be referred to as the "Promotion Period". Each day that you sign-on to the website during the Promotion Period and follow the instructions, you will receive one (1) opportunity to play the Game, one (1) entry into the then current Period Sweepstakes and one automatic (1) entry into the Grand Prize Sweepstakes. Regardless of the email address you use, you may only play the Game (sometimes referred to as "Game Play") once each day throughout the Promotion Period. You may only win one (1) Instant Win Game prize throughout the Promotion Period. A day will be deemed to start at 12:00 A.M., ET and end at 11:59 P.M. of that calendar day. The computer of PrizeLogic LLC ("PrizeLogic"), the independent web design agency administering this Promotion, shall be deemed to be the official Promotion clock.

2. GAME: (A) HOW TO PLAY: To Play the Game: Visit www.smartedgebyGMAC.com ("website"), click the link to the "Get The Edge" promotion, and enter your valid email address. You must answer a total of five (5) questions in order to unlock and to play the Game. Whether or not you answer the questions correctly will not effect your unlocking the Game and your ability to play the Game. Select a building in the GMAC Business Park, i.e. Automotive Financing, Banking, Insurance, or Mortgages, that you wish to enter and click on that building. . You may then either answer five (5) questions about that building's subject or after you have answered at least one (1) question about that building's subject, you may click to enter an additional building(s) and answer an additional question(s) about that building's(s’) subject.  After you have answered a total of five (5) questions, the Game will be unlocked and you can follow the instructions to play the Game. Register by completing all of the requested information, e.g., your name, complete street address (no P.O. Boxes are allowed), date of birth, home phone number, and your valid email address. After you have successfully registered, you will automatically receive one (1) Game Play and one (1) entry into the Sweepstakes.  You will then see a screen displaying four (4) GMAC building icons. Click all four (4) of the GMAC building icons to see if three (3) ExxonMobil Gift Cards are revealed. If three (3) ExxonMobil Gift Cards are revealed, you will receive an email informing that you are a potential winner, pending verification of your Game Play. In order for your Game Play to result in your being a potential winner, it must have occurred either at the exact randomly predetermined winning time as determined by GMAC Financial Services ("Sponsor") and/or PrizeLogic, or if no Game Play has occurred at the exact randomly predetermined winning time, then your Game Play must have occurred at the closest time immediately following the randomly predetermined winning time. All winning Game Plays and winners are subject to verification and compliance with these Official Rules as determined by PrizeLogic, whose decisions are final and binding in all matters pertaining to this Promotion. Regardless of whether or not you are a winner; you can come back the next day to play the Game in order to receive an automatic entry into the Sweepstakes.  Limits: One Game Play per person per day regardless of email address used; one (1) Game Prize per person or household throughout the Game Period, regardless of email address used. A total of One Thousand Three Hundred and Fifty (1,350) Game Prizes are available to be won in the Game, approximately One Hundred Fifty (150) Game Prizes per month. Game Prize: A Twenty-Five ($25) Dollar ExxonMobil Gift Card. Gift Card must be used in compliance with its terms and conditions and as allowed by law. GMAC is not responsible for lost, stolen or misplaced Gift Cards. NOTE: Prizes will be shipped to Game Winners after verification of Game Play. Prizes are not redeemable for cash and they are not transferable or substitutable, except by Sponsor with one of equal or greater value. All costs and expenses, including any federal, state, or local taxes, are the sole responsibility of each Winner. (B) ODDS OF WINNING: Odds of winning depend on the date and time of Game Play and the number of eligible Game Plays during that month.

3. SWEEPSTAKES: As stated above, the Sweepstakes consists of a series of three (3) Periodic Sweepstakes and a Grand Prize Sweepstakes. Each day during the Promotion Period that you play the Game, you will automatically receive one (1) entry into the then current Periodic Sweepstakes and one (1) entry into the Grand Prize Sweepstakes. (A) PERIODIC SWEEPSTAKES: There are three (3) Periodic Sweepstakes, the important dates of which are listed in the table below. On or about the dates listed below, PrizeLogic will select the respective potential Periodic Sweepstakes Prize Winners in a random drawing from among all of the eligible entries received in that respective Periodic Sweepstakes and they will be notified by telephone, mail or email on or about the dates listed below. Each Periodic Sweepstakes Winner will receive one (1) Lenovo® ThinkPad SL500 Laptop (ARV:  $500 each).  Non-winning entries from one Periodic Sweepstakes will not be carried forward to a succeeding Periodic Sweepstakes. LIMIT:  One Periodic Sweepstakes Prize per person or household address regardless of email address used.  A Periodic Sweepstakes Winner is eligible to win the Grand Prize. The odds of being selected as a Periodic Sweepstakes Winner depend on the number of eligible entries received in the respective Periodic Sweepstakes.

Periodic Sweepstakes Drawing Period	Start Date(as of 12:00 A.M. E.T. that day)	End Date(as of 11:59 P.M. E.T. that day)	Random Drawing Date	Approximate Notification Date
Period #1	07/01/09	09/30/09	10/05/09	10/07/09
Period #2	11/01/09	01/15/10	01/18/10	01/20/10
Period #3	01/16/10	03/31/10	04/05/10	04/07/10

(B) grand prize SWEEPSTAKES: All entries received in all of the Periodic Sweepstakes will be entered into the Grand Prize Sweepstakes. On or about 4/6/10, a random drawing will be conducted by PrizeLogic to select the potential Grand Prize Sweepstakes Winner from among the total number of all eligible entries received in all of the Periodic Sweepstakes during the Promotion Period.  The potential Grand Prize Winner will be notified by email and courier within two weeks of the random drawing.The Grand Prize Winner will receive a 2010 Chevrolet® Cobalt® (Coupe or Sedan) LT1 and Five Thousand Dollars that Winner may use towards applicable taxes ($5,000).  Total ARV:  not to exceed $27,000.  NOTE: If the actual value of Prize won is less than the stated approximate retail value, the Winner is not entitled to the difference in cash.  All other costs and expenses, including the costs of licensing, registration & liability insurance, and all other expenses, e.g. federal, state, and local sales and/or use taxes, etc. are solely  the responsibility of the Grand Prize Winner.  Vehicle shown in any promotional materials is for illustration purposes only; vehicle awarded to the Grand Prize Winner may differ.  All vehicle features will be as determined by Sponsor.  The Grand Prize Winner must provide valid driver’s license and proof of insurance upon delivery of vehicle, and take delivery of vehicle at a dealership designated by Sponsor within two (2) months of the award of the Prize or the Prize will be forfeited in its entirety and Sponsor shall have no further responsibility.   Other restrictions may apply. Sponsor is not responsible for any inability of the Grand Prize Winner to accept or utilize the Grand Prize. The potential Grand Prize Winner will be required to sign and return an Affidavit of Eligibility/Compliance (including his/her Social Security Number for tax purposes) and a Publicity/Liability Release, as allowed by law,  by the return date specified in the prize notification letter, or s/he will forfeit the Grand Prize. In the event of such a forfeiture; or if the potential Grand Prize Winner is unreachable, the prize notification letter is returned as undeliverable, the potential Grand Prize Winner declines acceptance of the Prize, or the Grand Prize Winner is deemed not to be incompliance with these Official Rules, Sponsor will select and contact a maximum of three (3) alternate potential Winners in a random drawing to attempt to award the Grand Prize. In the event that the Grand Prize is won by an individual who is a minor in his/her state of residence, the Grand Prize will be awarded in the name of his/her parent/legal guardian who must sign and return all required documents on behalf of the minor. The Grand Prize Sweepstakes Winner will be issued the appropriate Form 1099, as required by the Internal Revenue Service, in the amount of the value of the Prize. The Prize is not transferable, redeemable for cash, or substitutable except by Sponsor with a prize of equal or greater value. The odds of winning depend the Grand Prize depend upon the number of eligible entries received throughout the Promotion Period.  PrizeLogic‘s decisions will be final in all matters pertaining to the Periodic and Grand Prize Sweepstakes.

4. TELL-A-FRIEND: You may follow the instructions to refer up to five (5) friends with whom you have an existing relationship and who you think would be interested in receiving an email and participating in the Promotion.

5. ELIGIBILITY: All legal residents of the 50 United States and District of Columbia, 18 years and older as of time of entry, are eligible to enter the Sweepstakes except persons who are officers, directors, or employees (and members of household or their immediate family, i.e. spouse, parent, child,  sibling or the “step” of each and their household members) of Sponsor; its affiliates, subsidiaries, their respective advertising, promotion and web design agencies, including PrizeLogic, Pulse Marketing, Equilibrium, and other individuals/entities associated with this Promotion are not eligible to enter or win.

6. LIMITATIONS OF LIABILITY: Sponsor, its affiliates, subsidiaries, advertising and promotion agencies, and all other individuals or entities involved in the creation, administration, or fulfillment of this Promotion, and their respective directors, officers, employees, and agents (all of the former collectively referred to as "Sponsor & Others"), are not responsible for illegible, lost, late, incomplete, stolen, misdirected postage due, or undeliverable, email, or postal mail; or for any computer, telephone, satellite, cable, network, electronic or Internet hardware or software malfunctions, failures, connections, or availability, or garbled, corrupt or jumbled transmissions, service provider/Internet/web site/use net accessibility, availability, or traffic congestion, or any technical or typographical error, or unauthorized human intervention, or the incorrect or inaccurate capture of registration information, or the failure to capture, or loss of, any such information. Sponsor & Others are not responsible for any incorrect or inaccurate information, whether caused by web site users or any web site users, tampering, hacking, or by any of the equipment or programming associated with or utilized in the Promotion and assume no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, typographical or technical error, theft or destruction or unauthorized access to any web site(s). Sponsor & Others are not responsible for any injury or damage, whether personal or property, to participants' or to any person's computer related to or resulting from participating in this Promotion. If, for any reason, the Promotion is not capable of running as planned, Sponsor reserves the right at its sole discretion to cancel, terminate, modify or suspend the Promotion and/or proceed with the Promotion in a manner deemed fair and appropriate by Sponsor, including the selection of winners from among eligible entries received prior to such cancellation, termination, modification or suspension.  SPONSOR MAKES NO WARRANTIES OTHER THAN THOSE ACCOMPANYING THE PRODUCT BEING AWARDED AS THE PRIZE. IN NO EVENT WILL SPONSOR & OTHERS BE RESPONSIBLE OR LIABLE FOR ANY DAMAGES OR LOSSES OF ANY KIND, OR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES ARISING OUT OF YOUR PARTICIPATION IN THIS PROMOTION OR ACCEPTANCE OF ANY PRIZE.

7. PRIVACY POLICY: Any personally identifiable information collected during an entrant's participation in this Promotion will be collected by Sponsor and used by Sponsor, its affiliates, agents and marketers for purposes of the proper administration and fulfillment of the Promotion as described in these Official Rules and in accordance with Sponsor's Privacy Policy as such are stated at http://www.GMAC.com/us/en/privacy_policy.html.

8. PUBLICITY RIGHTS: By accepting a Prize, Prize Winners agree to allow Sponsor and/or Sponsor's designee the perpetual right to use their name, biographical information, photos and/or likeness, and statements for promotion, trade, commercial, advertising and publicity purposes, at any time or times, in all media now known or hereafter discovered, world wide, including but not limited to on the World Wide Web and Internet, without notice, review or approval and without additional compensation except where prohibited by law.

9. GENERAL: By entering this Promotion, participants agree to abide by these Official Rules. PrizeLogic’s decisions shall be final and binding in all matters pertaining to this Promotion. In no event will more Prizes be awarded than are stated in these Official Rules. In the event that due to typographical, technical, mechanical or other errors, there are more potential Game Prize winners than are stated in these Official Rules, a random drawing among the claimants will be held to determine the winners. All federal, state and local laws and regulations apply. In the event of a dispute as to the identity of a winner based on an email address, the winning entry will be declared made by the authorized account holder of the e-mail address submitted at time of entry. "Authorized account holder" is defined as the natural person who is assigned to an e-mail address by an Internet access provider, on-line service provider or other organization (e.g., business, educational institution, etc.) that is responsible for assigning e-mail addresses for the domain associated with the submitted email address. Sponsor reserves the right, to disqualify any individual found, in its sole opinion, to be tampering with the operation of the Promotion; to be acting in violation of these Official Rules; to be acting with the intent to disrupt the normal operation of this Promotion; or to be acting in an unsportsmanlike manner as determined by Sponsor. Any use of robotic, automatic, macro, programmed, third party or like methods to participate in the Promotion will void any attempted participation effected by such methods and the disqualification of the individual utilizing the same. CAUTION: ANY ATTEMPT TO DELIBERATELY DAMAGE ANY WEBSITE OR UNDERMINE THE LEGITIMATE OPERATION OF the PROMOTION IS A VIOLATION OF CRIMINAL AND CIVIL LAWS. SHOULD SUCH AN ATTEMPT BE MADE, THE SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES OR OTHER REMEDIES FROM ANY SUCH PERSON (S) RESPONSIBLE FOR THE ATTEMPT TO THE FULLEST EXTENT PERMITTED BY LAW. The interpretation of these Official Rules shall be governed by the laws of the State of Michigan. Any and all disputes will be resolved individually, without resort to class action, in the appropriate courts in the State of Michigan exclusively, and subject to the laws of the State of Michigan. Should there be a conflict between the laws of the State of Michigan and any other laws, the conflict will be resolved in favor of the laws of the State of Michigan. All federal, state, and local laws apply. All entries become property of Sponsor and will not be returned. Void in PR and where prohibited by law.

10. WINNER LIST: To obtain the names of the Periodic and Grand Prize Sweepstakes Winner, send a self-addressed stamped envelope between 5/30/10 and 6/30/10 to: PrizeLogic, GMAC® Get the Edge Winners List,  35610 Mound Rd, Dept. 250, Sterling Heights, MI 48310-4725.

SPONSOR: GMAC Financial Services, 200 Renaissance Center, Detroit, MI 48226.

© 2009 GMAC. All Rights Reserved. GMAC is a registered trademark. GMAC Financial Services is a service mark. SmartEdge is a service mark of GMAC. ThinkPad is a registered trademark of Lenovo. Exxon Mobil Corporation is not a sponsor or co-sponsor of this promotion. The Exxon and Mobil logos are registered trademarks of Exxon Mobil Corporation or one of its subsidiaries. ExxonMobil Gift Cards are issued and sold by SVM, an Illinois Limited Partnership.